MO Utilities

Secure Payment Solutions

State-of-the-art Card
Machines for UK Businesses

Fast, reliable, and highly secure card terminals tailored to fit your specific business needs. Whether at the counter, table-side, or on the move, we have the perfect payment solution for you.

PCI Compliant Ultra-Fast Processing Apple & Google Pay All Major Cards

Choose the right terminal for your business

We offer three distinct types of card machines to perfectly align with how you take payments. All machines come equipped with contactless technology and full integration capabilities.

Countertop Machines

Best for: Retail & Fixed Tills

Designed to sit securely beside your till. These terminals plug directly into your broadband router or phone line, providing an incredibly fast and reliable connection that will never drop out during a transaction.

  • Uninterrupted wired connection
  • Connects via Ethernet/Broadband
  • Easily integrates with your EPOS
  • Separate customer PIN pad available
MOST POPULAR

Portable Terminals

Best for: Hospitality & Pubs

Take the payment process directly to your customers. Operating over Wi-Fi or Bluetooth, these machines allow you to process payments anywhere on your premises with an impressive range.

  • Pay-at-table convenience
  • Long-lasting rechargeable battery
  • Range of up to 100m from base
  • Ideal for busy restaurant floors

Mobile Card Machines

Best for: Tradesmen & Delivery

Completely un-tethered payment taking. Equipped with a roaming 3G/4G roaming SIM card that automatically connects to the strongest network, allowing you to take payments literally anywhere in the UK.

  • Roaming 4G SIM card included
  • No Wi-Fi or phone line needed
  • Nationwide coverage
  • Perfect for events and pop-up shops
Our Advantage

Advanced features that power your growth

Getting a card machine with MO Utilities means more than just taking payments. It's about optimizing your cash flow, reducing errors, and getting exceptional support when you need it most.

Next Working Day Settlement

Cash flow is the lifeblood of business. Unlike others who make you wait 3-5 days, your funds will clear into your business bank account the very next working day, at no extra premium.

EPOS Integration

Connect your card machine directly to your EPOS system. The sale total is automatically pushed to the terminal—no double keying, no human error, and faster checkout times.

24/7 UK Technical Support

If something goes wrong at 9 PM on a Saturday, we're here. Our UK-based support team is available 24/7/365 to resolve any technical issues and keep your business trading.

Payment Processing

How to get started

Switching providers or setting up for the first time is surprisingly simple.

1

Get a Quote

Provide a few basic details about your business and card turnover. We'll find you the lowest transaction rates.

2

Quick Setup

Once approved, your brand new terminal is configured, tested, and shipped directly to your door, ready to use out of the box.

3

Take Payments

Plug it in and start trading. Enjoy next-day settlement and watch your business operations become smoother than ever.

Frequently Asked Questions

Once your application is approved, your card machine is usually configured and dispatched within 24-48 hours. Most machines arrive via next-day delivery, so you can start taking payments almost immediately.
Yes, absolutely. Many of our clients switch to us while still under contract. Depending on the savings we can offer you (often up to 40%), it is frequently more cost-effective to switch and absorb any exit fees, or we may even assist in covering cancellation costs.
No. Our card machines will settle funds directly into your existing UK business bank account. You do not need to open a new account to use our services.
Our terminals accept all major credit and debit cards, including Visa, MasterCard, Maestro, and American Express. They also fully support contactless payments, Apple Pay, and Google Pay.

Ready to secure the best rates?

Stop overpaying on transaction fees. Let us provide a free, no-obligation comparison and show you exactly how much you can save.